ERISA is the federal law governing employee benefits, like your health insurance. If you get your insurance through your employment, and if you think "insurance" is an enforceable contract that the insurer will cover what it says it will, then you don't have insurance at all -- you only think you do.
So the break from blogging has extended far longer than originally planned. Lest an entire calendar year pass without a post, let me lust say on New Year's Eve that ERISA remains a problem for those who have insurance and pension claims wrongfully denied. The good news is that things are marginally, slightly better than they used to be, thanks to things such as advances in legal doctrine and state prohibitions of discretionary clauses. And, most of all, the tireless work of my colleagues across the country, and their clients who are willing to fight back and try to set things right for themselves and others who find themselves caught in ERISA’s snares.
I am going to get back in the saddle too with this little blog, and get caught up in 2017. The things that have kept me away are starting to resolve, and as always I shall try to make the future better than the past.